SMARTPAY360 CLEAN V2
====================
See README.md and DEPLOYMENT_CHECKLIST.md in this package.

This build is intended to run against the existing SmartPay360 database.
Copy .env.example to .env, use NEW/ROTATED credentials, back up the database,
and run database/migrations/20260817_clean_core.sql before enabling the new
audit/notification core. See README.md for the payment-cheque migration note.
